How VITA helps

Trusted help—at no cost to you

Our trained volunteers provide caring, confidential support so you can file with confidence. We focus on accuracy, privacy, and clear next steps.

Free tax filing assistance

No-cost preparation for eligible individuals and families through the IRS VITA program.

Confidential & accurate

We follow IRS quality review steps and handle your information with care.

Tax documents and calculator on a desk
Services

What we can help you with

Whether you’re filing this year or catching up on a prior return, we’ll help you understand what’s needed and guide you through the process.

Free Tax Preparation (IRS VITA)

Free, confidential tax preparation for eligible individuals and families. We help you file accurately and understand your return.


IRS.gov Account Setup Help

Guidance to create and access your IRS.gov online account so you can view tax records and manage preferences with confidence.


Prior-Year Tax Returns Support

Help organizing documents and understanding what’s needed to file eligible prior-year returns.


Financial Stability Education

Practical resources on budgeting and planning to support long-term stability.

VITA Tax Prep FAQs

Answers to common questions about eligibility, appointments, and what to bring.

Who is eligible for free tax preparation?

Eligibility depends on IRS VITA guidelines and your situation. Contact us and we’ll help confirm whether we can serve you.

Do I need an appointment?

Yes—our site is by appointment only to protect your time and privacy.

What are your hours?

By appointment only: Tue 10am–4pm, Thu 10am–6pm, Sat 10am–1pm.

What should I bring?

Bring a photo ID, Social Security/ITIN documents for everyone on the return, and your tax forms (W-2s, 1099s, etc.). We’ll share a full checklist when you schedule.

Is my information kept confidential?

Yes. We follow IRS standards for privacy and secure handling of taxpayer information.

Where are you located?

1655 N 23rd St., McAllen, TX 78501 (Rio Grande Valley / Hidalgo County).

Rio Bank Vita

A community VITA site offering free, confidential tax preparation and support in McAllen, TX—helping eligible neighbors file accurately and with confidence.

Twenty Twenty-Five

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